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In the international business practice documentary letters of credit and bank guarantees are mostly used as instruments of financing of international trade. Such financing can be effected by the bank in form of issuance of letter of credit (LC) or granting of bank guarantee without cash cover provided by the client at the moment of issuance of the corresponding instrument (LC / guarantee) or in form of granting of loan for production or purchase of goods, which will be exported by the client (the so-called pre-export finance), as well as in form of payment of documents presented to the bank under export LC with deferred payment, issued in favour of the client, before maturity (the so-called post-export finance).


  • at the time of issuance of uncovered documentary instrument (LC / guarantee) the client needn’t divert funds for long term in order to provide the bank with cash cover;
  • thanks to use of credit lines granted by foreign banks for post-import financing total cost of such financing will be lower than cost of standard loan granted by Ukrainian banks;
  • attracting pre-export financing the client obtains funds at the stage of production / purchase of products which will be exported that enables the client not to divert own working capital, but to optimize the structure of balance sheet and improve relations with counterparties;
  • utilizing of post-export financing under LCs with deferred payments the client-exporter obtains possibility to provide its buyers with differed payment terms, which will be additional competitive edge of the client, and, at the same time, doesn’t slow down the speed of turnover of funds and worsen its liquidity.

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Currency rates
Cash rates
28.05.2020 Bid Ask
UAH/USD 26.8000 27.0700
UAH/EUR 29.2500 29.7200
UAH/RUB 0.3600 0.3810
Archive of currencies
Cashless rates
27.05.2020 Bid Ask
UAH/USD 26.9800 27.0300
UAH/EUR 29.5700 29.6500
UAH/RUB 0.3800 0.3815
Archive of currencies
Rates on cards
16.10.2019 Write-off Return
UAH/USD 24.9000 24.3000
UAH/EUR 27.4500 26.7500
USD/UAH 0.0412 0.0402
EUR/UAH 0.0374 0.0364
USD/EUR 1.1296 1.0743
EUR/USD 0.9308 0.8852
Archive of currencies

Calls from fixed and mobile networks in Ukraine are free of charge.

Number to be used for calls from mobile number within Ukraine for Vodafone, Kyivstar, lifecell subscribers.

Rates according to tariff plan used by user.

The callback service for mobile calls.

International and domestic calls according to the tariffs of the operator.

Rates apply to the actual date of writing-off from the account and are close to the bank’s exchange rate while blocking the necessary amount at the time of the transaction fulfilment.
At first card account currency is stated, hereafter the settlement currency with payment system is indicated.
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