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UniCredit Bank to launch promotional loyalty program "Friend-of-a-friend"


UniCredit Bank is happy to announce the launch of a new and unprecedented for the Ukrainian banking market loyalty program "Friend-of-a-friend" for all bank customers who have a mortgage credit.

By using this program both existing clients of UniCredit bank and the new ones get advantages. Indeed according to the terms of the promotional loyalty program "Friend-of-a-friend", the new client gets a precious advice on the choice of the institution for a mortgage loan (a loan to purchase real estate or loans secured by real estate), and the existing client of UniCredit Bank, who already has a mortgage loan, gets a regular monthly payment on the loan paid by the bank.

Every client of UniCredit Bank, who has active mortgage loan at the bank, can become a participant of the promotional loyalty program "Friend-of-a-friend". To do so several simple steps should be accomplished. Actually, it is needed to suggest friends, relatives, colleagues to use credit programs (loan to purchase real estate or credit secured by real estate) at the reliable European UniCredit Bank. Then address the manager of UniCredit Bank, who will help the client join the loyalty program. At the same time it is important to remember an obligatory condition of the program - a new mortgage loan amount must be bigger than or equal to the present amount of the loan body of an existing client.

"The more new customers -"friends" attracted by our client, the more gifts – regular payments on his/her loan will be received. As the Bank does not limit the number of "attracted friends", - said Borzykh Tetiana, head of Mortgage Sales at UniCredit Bank.

Promotional loyalty program "Friend-of-a-friend" is valid for the following credit programs:

A loan to purchase real estate:

  • currency – UAH;
  • interest rate - from 19.29% (fixed for 3 years);
  • term of loan - to 20 years;
  • advance - from 30%;
  • commission for opening a loan account - 1.25% (on loan);
  • debt repayment schedule - standard or annuity (equal payments).

Loans secured by real estate:

  • сurrency – UAH;
  • term of loan - to 10 years;
  • interest rate - from 20.49 %;
  • the amount of the loan may not exceed 60% of the value of collateral;
  • commission for opening a loan account - 1.25% (on loan);
  • repayment schedule - standard or annuity (equal payments);
  • debt repayment schedule - standard or annuity (equal payments).

Loyalty program runs from 28 April until 31 August 2014. Detailed information is available at the link.

It should be noted that crediting by UniCredit Bank has a number of advantages, among which transparent conditions without additional fees, fast decision on the loan, no commissions and penalties for prepayment, repayment at any branch on the territory of Ukraine.



Ukrsotsbank is one of the largest universal banks of Ukraine, operating in the local market since 1990. The bank offers full range of services to individuals and corporate clients.

The renovated Ukrsotsbank emerged on 31 October 2016 as a result of strategic deal whereby 99.9% of Ukrsotsbank shares have been transferred from UniCredit Group to ABH Holdings S.A. (АВНН) in exchange for a minority 9.9% stake in ABHH. Thus, the bank has combined 26-year-old traditions of Ukrsotsbank’s client-centric attitude, European quality of service inherent to UniCredit, as well as international banking expertise of ABHH in a number of European countries including CIS. Thanks to the successful synthesis and synergy of the two assets of ABHH in Ukraine, Ukrsotsbank and Alfa-Bank, the banking market of Ukraine will see the rise of a new stronger financial institution. This, in turn, will spur up technological advance, increase efficiency, improve quality of service for the clients, reduce cost of banking services whereas their range will inevitably expand.

The extensive retail network of Ukrsotsbank consists of 237 branches, its headcount reaching nearly 5 thousand employees.

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