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PJSC "Ukrsotsbank", UniCredit Bank™, together with JSC "IC "CARDIF" introduced an innovative financial protection program for the cars’ owners


PJSC "Ukrsotsbank", that operates under UniCredit Bank trade mark, jointly with insurance company "CARDIF" has introduced innovative program of financial protection on Ukrainian market, namely, GAP (Guaranteed Asset Protection). This product is tailored for the Bank’s clients who will draw upon a loan with the purpose of new car purchasing.

Insurance conditions:

  • Insurance tariff is 0.99% of initial car price.
  • This program covers possible financial loss when primary insurer benefit payment (CASCO) is not enough to reimburse total new car value in case of its theft or total destruction (the car losses 30% of its initial value during first 3 years of its usage).
  • Insurance amount is limited by EUR 10 000 and is calculated as 20% of initial car price.

Insurance advantages:

  • Possibility of buying a new car instead of the lost one.
  • Avoiding significant financial losses.
  • Repayment of debt to the Bank.

Olga Shostak, Head of Savings and Payments Department of PJSC "Ukrsotsbank", UniCredit Bank™, commenting the launch of a new insurance program, said: "Focus on customer is one of key principles of Ukrsotsbank’s team work. We thoroughly researched the mood of our consumers before proceeding with this innovative insurance product for Ukraine. We were inspired by the news that 42% of CASCO agreement owners were interested in GAP insurance. That is why we are glad to provide our clients with this new service and we hope for a positive feedback from consumers".

Please, visit one of PJSC "Ukrsotsbank" branches to receive more detailed information as to this insurance program or the website page.



Ukrsotsbank is one of the largest universal banks of Ukraine, operating in the local market since 1990. The bank offers full range of services to individuals and corporate clients.

The renovated Ukrsotsbank emerged on 31 October 2016 as a result of strategic deal whereby 99.9% of Ukrsotsbank shares have been transferred from UniCredit Group to ABH Holdings S.A. (АВНН) in exchange for a minority 9.9% stake in ABHH. Thus, the bank has combined 26-year-old traditions of Ukrsotsbank’s client-centric attitude, European quality of service inherent to UniCredit, as well as international banking expertise of ABHH in a number of European countries including CIS. Thanks to the successful synthesis and synergy of the two assets of ABHH in Ukraine, Ukrsotsbank and Alfa-Bank, the banking market of Ukraine will see the rise of a new stronger financial institution. This, in turn, will spur up technological advance, increase efficiency, improve quality of service for the clients, reduce cost of banking services whereas their range will inevitably expand.

The extensive retail network of Ukrsotsbank consists of 237 branches, its headcount reaching nearly 5 thousand employees.

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