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The year will be calm enough, even some growth is expected: the banker’s forecast


Borys Tymonkin, CEO of PJSC "Ukrsotsbank", UniCredit Bank™, gave the outlook of situation on banking market in 2013.

Therefore, the famous banker noted that he didn’t see any sharp problems in segments. “The main threat for the banks is our judicial and law-enforcement systems. The banks in Ukraine are not protected; the deprivation of money from them is considered a normal phenomenon. The Credit agreement can be acknowledged invalid any time. The level of business moral in the society is very low. If the bank tries to recover the debt or the pledged property, nobody stand to its side. And that is the main reason of foreign banks’ escape. They are ready to take economic risks, but they do not want to work in a country without any rules. – Borys Tymonkin said. - Ukraine is not considered as a place of long-term investments and happy life any more, but rather as a zone for wild chase. «Having shot» the money – drive them out”.

Answering the question whether foreign banks would continue leaving Ukraine or not, the banker stated: “I think, those who wanted to leave, have already informed about it”. Giving the prognosis of the banking market development in 2013, Borys Tymonkin said: “The year will be calm enough, even some growth is expected”. The banker noted: “Only liquidity is one that for 90% defines banking system workability in our country. Those, who can count for the financial support, no matter from NBU or shareholders, those can be sure in tomorrow”.

These views B.V. Tymonkin expressed during the interview to the Forbes Ukraine website. The full version of an article you may view in


Ukrsotsbank is one of the largest universal banks of Ukraine, operating in the local market since 1990. The bank offers full range of services to individuals and corporate clients.

The renovated Ukrsotsbank emerged on 31 October 2016 as a result of strategic deal whereby 99.9% of Ukrsotsbank shares have been transferred from UniCredit Group to ABH Holdings S.A. (АВНН) in exchange for a minority 9.9% stake in ABHH. Thus, the bank has combined 26-year-old traditions of Ukrsotsbank’s client-centric attitude, European quality of service inherent to UniCredit, as well as international banking expertise of ABHH in a number of European countries including CIS. Thanks to the successful synthesis and synergy of the two assets of ABHH in Ukraine, Ukrsotsbank and Alfa-Bank, the banking market of Ukraine will see the rise of a new stronger financial institution. This, in turn, will spur up technological advance, increase efficiency, improve quality of service for the clients, reduce cost of banking services whereas their range will inevitably expand.

The extensive retail network of Ukrsotsbank consists of 237 branches, its headcount reaching nearly 5 thousand employees.

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