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In the PAO "Ukrsotsbank», UniCredit Bank™, the program starts sale of financial leasing of cars to individuals

23.03.2012

Starting from March 14, 2012 the program of financial lease of car selling to individuals and individual entrepreneurs is officially launched through the networks of PJSC "Ukrsotsbank" and "UniCredit Leasing" Ltd.

In order to finalize financial leasing it is necessary to take the specification on the car, form a package of documents and contact the nearest branch of PJSC “Ukrostsbank”, UniCredit Bank™.

The main terms:

  • Advance payment: 20% of the total cost of the car;
  • Interest rate: 10% per annum in dollars or euros;
  • Period of funding: up to 5 years;
  • Commission for finalizing: 2.5% of the funding amount.

Financial leasing is an alternative to the loan and the more comfortable type of car funding, which includes: a car purchase on the customer's request and up to his choice, payment of all taxes and fees, registration with the traffic police authorities, insurance according to "CNC" and "OMI" program, car delivery to the client for use within a specified period for a specified price with repurchase at payment term.

The main differences of the financial leasing from the loan:

  • Foreign currency financing. The rate is lower by 8-10% than hryvnia funding;
  • Advance payment includes only 20% of the car price. Finalization costs, pension fund, "CNC" and "OMI" are divided on equal installments for the monthly lease payments;
  • The customer can purchase a car of increased configuration with additional functionality and equipment. Their cost will be included into the lease payments;
  • The leasing company enjoys significant discounts on car purchase and insurance, which are granted to the client;
  • The client gets the car on turnkey basis, registered in the traffic police authorities, with a complete set of documents and insured;
  • The subject of lease can be not of no case the subject to a tax lien, and it can not be imposed burdening of the third parties;
  • Additional service support (assistance) of the clients within the lease term.

NOTE

Ukrsotsbank is one of the largest universal banks of Ukraine, operating in the local market since 1990. The bank offers full range of services to individuals and corporate clients.

The renovated Ukrsotsbank emerged on 31 October 2016 as a result of strategic deal whereby 99.9% of Ukrsotsbank shares have been transferred from UniCredit Group to ABH Holdings S.A. (АВНН) in exchange for a minority 9.9% stake in ABHH. Thus, the bank has combined 26-year-old traditions of Ukrsotsbank’s client-centric attitude, European quality of service inherent to UniCredit, as well as international banking expertise of ABHH in a number of European countries including CIS. Thanks to the successful synthesis and synergy of the two assets of ABHH in Ukraine, Ukrsotsbank and Alfa-Bank, the banking market of Ukraine will see the rise of a new stronger financial institution. This, in turn, will spur up technological advance, increase efficiency, improve quality of service for the clients, reduce cost of banking services whereas their range will inevitably expand.

The extensive retail network of Ukrsotsbank consists of 237 branches, its headcount reaching nearly 5 thousand employees.


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