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Ukrsotsbank is launching a new service - prompt decision on granting a credit

07.07.2011

Ukrsotsbank is the first bank in Ukraine that provided an opportunity for its clients to get a preliminary decision on the loan remotely on a bank's website.

The decision is based on a complex analysis of social and financial performance of the borrower. The client may save a grate deal of time and effort by having no need to collect specific documents and go to a bank branch immediately. The decision to extend credit through the website will be taken within a few minutes. The client has an opportunity here on the site to arrange consultation with manager in any department of the bank for a convenient day and time.

With the help of this service, client gets a preliminary decision on the possibility of extending the credit, that more than likely, will be the final one, in case of all the customer data confirmed by documents.

Ksenia Marus, Head of Multi-channel Banking Development Department: "To make a decision on extending the credit, customer will only need to specify the desired amount and individual tax identification number as in many European countries. This will become possible after overcoming the existing problems in the Ukrainian legislation. Decisions on granting credit will be taken automatically by the bank and the client will get it almost instantly."

"Having received a positive decision on the site, it is almost likely, that client will also receive it in the bank, - expert continues, - in addition bank checks customer’s credit history, any available negative information about the client, etc. If all the information given on the site, will be endorsed, and the negative information will be absent - the customer will for sure get the credit."

First of all service is aimed at business people who prefer to be assured that the bank will take a positive decision on granting a loan, before spending time gathering documents and visiting bank.

NOTE

Ukrsotsbank is one of the largest universal banks of Ukraine, operating in the local market since 1990. The bank offers full range of services to individuals and corporate clients.

The renovated Ukrsotsbank emerged on 31 October 2016 as a result of strategic deal whereby 99.9% of Ukrsotsbank shares have been transferred from UniCredit Group to ABH Holdings S.A. (АВНН) in exchange for a minority 9.9% stake in ABHH. Thus, the bank has combined 26-year-old traditions of Ukrsotsbank’s client-centric attitude, European quality of service inherent to UniCredit, as well as international banking expertise of ABHH in a number of European countries including CIS. Thanks to the successful synthesis and synergy of the two assets of ABHH in Ukraine, Ukrsotsbank and Alfa-Bank, the banking market of Ukraine will see the rise of a new stronger financial institution. This, in turn, will spur up technological advance, increase efficiency, improve quality of service for the clients, reduce cost of banking services whereas their range will inevitably expand.

The extensive retail network of Ukrsotsbank consists of 237 branches, its headcount reaching nearly 5 thousand employees.


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