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Ukrsotsbank expert describes trends and prospects of micro and small business market


Ukrsotsbank expert Yuriy Zadranovskiy, Head of Micro and Small Business Clients Division described predominating trends on small business market at the moment and told about term’s modification of Ukrsotsbank programs compared to the same period last year.

Yuriy Zadranovskiy: “Small business market has reached the period of active recovery after the collapse and requires extra funding for its operation. Due to the fact a lot of banks, including Ukrsotsbank, enthusiastically enter the market with their lending programs. At this time our Bank implements lending of small business starting from 17% interest rate per annum.  It should be mentioned that banks’ policy has changed. The most essential argument on granting the credit is financial and economic position of the client. Security for the loan is considered secondarily. Small and medium banking is among the priority areas for Ukrsotsbank in 2011”.

Expert also stated new possibilities for micro and small business clients: “In connection with the new Tax Code adoption, tax burden on small business will substantially increase, that in its turn will require extra funding for operation. Being aware of small business situation in Ukraine, Ukrsotsbank offers such clients not only lending services, but also other favorable terms. Thus, some special offers will remain valid up to 31 March, 2011. In accordance with them all small business clients get the opportunity not to pay subscription fee for services within a month while opening current account. In case of placing deposit for more than 3 month period, client obtains possibility to get extra interest on effective interest rate”.


Ukrsotsbank is one of the largest universal banks of Ukraine, operating in the local market since 1990. The bank offers full range of services to individuals and corporate clients.

The renovated Ukrsotsbank emerged on 31 October 2016 as a result of strategic deal whereby 99.9% of Ukrsotsbank shares have been transferred from UniCredit Group to ABH Holdings S.A. (АВНН) in exchange for a minority 9.9% stake in ABHH. Thus, the bank has combined 26-year-old traditions of Ukrsotsbank’s client-centric attitude, European quality of service inherent to UniCredit, as well as international banking expertise of ABHH in a number of European countries including CIS. Thanks to the successful synthesis and synergy of the two assets of ABHH in Ukraine, Ukrsotsbank and Alfa-Bank, the banking market of Ukraine will see the rise of a new stronger financial institution. This, in turn, will spur up technological advance, increase efficiency, improve quality of service for the clients, reduce cost of banking services whereas their range will inevitably expand.

The extensive retail network of Ukrsotsbank consists of 237 branches, its headcount reaching nearly 5 thousand employees.

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