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The first contactless ATM in the first capital: UniCredit Bank presented contactless technology of cash withdrawal in Kharkiv


Kharkiv entered the list of cities where cash can be withdrawn using a new-generation contactless technology. The innovation enables faster and safer cash withdrawal for all holders of MasterCard PayPass payment cards. All one needs to do is bring a contactless card close to the reading unit and choose a transaction. 

"Why is it not only easier but also safer? Main types of skimming are based on special devices installed on ATMs by frauds which allow reading information from a card. Giving the fact that our ATM is contactless we avoid a necessity to use card readers on which frauds can place their skimmers. It means there is no possibility of card’s data theft," Head of Retail Department of UniCredit Bank Oleksandr Hryhorenko explains.

In general, innovative technologies – contactless and cashless – develop rapidly in Ukraine being an attribute of progressive European society.         

"If you use contactless card for payments in any sale and service network, any supermarket, all you have to do is just bring it to the terminal; you don’t need to give it to anyone. It saves your time considerably as the process of paying takes several seconds," Viktoriia Yekymova, Head of Retail Business in Northern-East region at UniCredit Bank, says. "The same is with our ATM – it is flatly faster, easier and safer."

The country’s first contactless ATMs caught a strong interest of Ukrainians, while the ATMs even set up own page in Twitter:



Ukrsotsbank is one of the largest universal banks of Ukraine, operating in the local market since 1990. The bank offers full range of services to individuals and corporate clients.

The renovated Ukrsotsbank emerged on 31 October 2016 as a result of strategic deal whereby 99.9% of Ukrsotsbank shares have been transferred from UniCredit Group to ABH Holdings S.A. (АВНН) in exchange for a minority 9.9% stake in ABHH. Thus, the bank has combined 26-year-old traditions of Ukrsotsbank’s client-centric attitude, European quality of service inherent to UniCredit, as well as international banking expertise of ABHH in a number of European countries including CIS. Thanks to the successful synthesis and synergy of the two assets of ABHH in Ukraine, Ukrsotsbank and Alfa-Bank, the banking market of Ukraine will see the rise of a new stronger financial institution. This, in turn, will spur up technological advance, increase efficiency, improve quality of service for the clients, reduce cost of banking services whereas their range will inevitably expand.

The extensive retail network of Ukrsotsbank consists of 237 branches, its headcount reaching nearly 5 thousand employees.

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