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Currently stability becomes the main criterion for bank selection, - Tamara Savoshchenko


Currently stability becomes the main criterion for bank selection. Tamara Savoshchenko, First Deputy Chairman of UniCredit Bank expressed this opinion during the interview to "50 Leading Banks" rating.

"The crisis and the large number of bankruptcies have forced depositors to change the banks selection criteria. Previously - and before the past the crisis and even after it - the main criterion was the high interest rates. This has been the only reason why people continued to deposit money in small nontransparent banks. Currently the main criterion is the stability of the bank. People are beginning to understand that the amount of income is not so important as a guaranteed opportunity to save and multiply money. Financial literacy is increasing after all. And the lessons learned from two crises make people use more balanced approach in choosing a credit institution. If we analyze the history of bankruptcy of Ukrainian banks, we will see that none of banks are belonging to an international financial group in this list. And our strategy of attracting and retaining customers is based on the stability of the bank, which is the part of UniCredit», - explains Mrs. Savoschenko.

In addition, the interview touched on such issues as banks’ activity during the crisis, protection of creditors’ rights and bad debts.

The full version of the interview is available at the official website of the bank in the "Bank in Media" section. Read more



Ukrsotsbank is one of the largest universal banks of Ukraine, operating in the local market since 1990. The bank offers full range of services to individuals and corporate clients.

The renovated Ukrsotsbank emerged on 31 October 2016 as a result of strategic deal whereby 99.9% of Ukrsotsbank shares have been transferred from UniCredit Group to ABH Holdings S.A. (АВНН) in exchange for a minority 9.9% stake in ABHH. Thus, the bank has combined 26-year-old traditions of Ukrsotsbank’s client-centric attitude, European quality of service inherent to UniCredit, as well as international banking expertise of ABHH in a number of European countries including CIS. Thanks to the successful synthesis and synergy of the two assets of ABHH in Ukraine, Ukrsotsbank and Alfa-Bank, the banking market of Ukraine will see the rise of a new stronger financial institution. This, in turn, will spur up technological advance, increase efficiency, improve quality of service for the clients, reduce cost of banking services whereas their range will inevitably expand.

The extensive retail network of Ukrsotsbank consists of 237 branches, its headcount reaching nearly 5 thousand employees.

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