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Credit for SMEs in cooperation with the EIB

The European Investment Bank ("EIB"), the financing institution of the European Union established by Article 308 of the Treaty on the Functioning of the European Union, participates side-by-side with local financial institutions in the financing of investment programmers which forms part of the objectives of the European Union.

EIB provides financing to "Ukrsotsbank" PJSC for purposes of providing loans to for SMEs, Mid-Caps and Other Priorities for "Ukrsotsbank" PJSC, in line with the finance contract signed between EIB and the "Ukrsotsbank" PJSC.

"Ukrsotsbank" PJSC cooperating with EIB grants to the borrower a financial advantage reflected on the interest rate. Such financial advantage amounts to a 0.25% per annum compared to the standard annual interest rate that "Ukrsotsbank" PJSC would charge for this loan without EIB participation.

UniCredit SME priority projects are oriented for:

  • Financing of small and medium-sized enterprises (SMEs), i.e. private sector entities with fewer than 250 employees, as well as for Mid-Caps, i.e. private sector entities with minimum of 250 employees and fewer than 3000 employees, for of an appropriate projects.
  • Priority investments by private sector entities of any size, for the development of social and economic infrastructure, including transport, energy efficiency and renewable energy, environmental infrastructure, and information and communication technology, Climate change mitigation and adaptation, and local private sector development, in as far as they comply with the EIB requirements.

In both cases support can be combined with subsidies from EU structural funds.




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