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Dear farmers, your business has a long orbital period of working capital? Want to get liquid financial instrument? Then a bill with aval by JSC "Ukrsotsbank" – is for you!


Agriculture is one of the strategic sectors of the economy and is always in the spotlight of JSC "Ukrsotsbank".

With a wide range of credit services JSC "Ukrsotsbank" always supports the farmers. JSC "Ukrsotsbank" with long practice of servicing clients’ bill payments, a wide regional network and centralized system of bills support, offers alternative to traditional lending - bills availed by JSC "Ukrsotsbank" for producers and trade companies of agroindustrial complex.


  • Goods: pesticides, fertilizers, seeds and other products used in the manufacture and storage of agricultural products.
  • Manufacturers of products: BASF, Syngenta, BAYER, MONSANTO and others.
  • Suppliers of goods: goods manufacturers and their official distributors.
  • Buyers of goods: agricultural sector enterprise.
  • Conditions of payment for the goods: trade credit (from 30 to 360 days).
  • Calculation tool: Bill, under which the payer is a buyer of goods.
  • Types of Bills: promissory notes, bill of exchange.
  • Terms of Bills: from 30 to 360 days within a calendar year.
  • Amount of bills: to the amount of value of goods.
  • Guarantor: JSC "Ukrsotsbank": Aval available for clients - payers of bills.
  • Client Requirements: stable financial condition and credit worthiness.
  • The term of the agreement on the provision of collateral: up to 5 years.
  • Amount of Aval: Aval within the limit set for the client.
  • Security Aval:

    • collateral real estate, personal property, property on deposit;
    • insurance of pledged property in any of the accredited bank-guarantor insurance companies.
  • Aval Price: depends on the procurement of goods, the period of its selling, the period of production.
  • Product price: value of goods, net of discount.


  • Reducing the costs of the company, compared to the cost of working capital or bank loan.
  • The cost of aval is 3-4 times cheaper than traditional lending.
  • Favorable conditions of sale/purchase of goods: price, trade credit, covering the risk of non-payment.
  • Effective management of accounts receivable/payable for the goods.
  • Release of funds for investment.
  • Creating a positive credit history.


  • Bill with aval by JSC "Ukrsotsbank" - is a liquid design tool. JSC "Ukrosotsbank" - Guarantor - one of the most reliable financial institutions in Ukraine.
  • Broad Bank's regional network - the guarantor.
  • Centralized support and monitoring of each availed bill.
  • Free consultancy support by bill specialist of the Bank.


The digest contains news about agricultural industry including information on financing sources for your business.

Issue 1.

To take advantage of this offer, please contact:
unit of bills services of Factoring and Bills Department
tel.: (044) 230-32-45:
and to managers in the nearest bank.

Branches & ATMs

Find your nearest branch

Contact сentre

0 800 3000 90

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Branches & ATMs
0 800 3000 90 0 800 3000 90
0 800 3000 90 0 800 3000 90
332 0 800 3000 90
Currency rates
Cash rates
21.03.2019 Bid Ask
UAH/USD 27.1500 27.4000
UAH/EUR 30.8500 31.3500
UAH/RUB 0.4100 0.4350
Archive of currencies
Cashless rates
21.03.2019 Bid Ask
UAH/USD 27.2400 27.2900
UAH/EUR 31.0400 31.1200
UAH/RUB 0.4270 0.4282
UAH/CHF 27.3900 27.4500
Archive of currencies
Rates on cards
21.03.2019 Write-off Return
UAH/USD 27.3500 27.1000
UAH/EUR 31.2000 30.7000
USD/UAH 0.0369 0.0366
EUR/UAH 0.0326 0.0321
USD/EUR 1.1513 1.1225
EUR/USD 0.8909 0.8686
Archive of currencies

Calls from fixed and mobile networks in Ukraine are free of charge.

The callback service for mobile calls.

Number to be used for calls from mobile number within Ukraine for Vodafone, Kyivstar, lifecell subscribers.

Rates according to tariff plan used by user.

The callback service for mobile calls.

For international and domestic calls.

The callback service for mobile calls.

Rates apply to the actual date of writing-off from the account and are close to the bank’s exchange rate while blocking the necessary amount at the time of the transaction fulfilment.
At first card account currency is stated, hereafter the settlement currency with payment system is indicated.
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