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Dear farmers, your business has a long orbital period of working capital? Want to get liquid financial instrument? Then a bill with aval by JSC "Ukrsotsbank" – is for you!


Agriculture is one of the strategic sectors of the economy and is always in the spotlight of JSC "Ukrsotsbank".

With a wide range of credit services JSC "Ukrsotsbank" always supports the farmers. JSC "Ukrsotsbank" with long practice of servicing clients’ bill payments, a wide regional network and centralized system of bills support, offers alternative to traditional lending - bills availed by JSC "Ukrsotsbank" for producers and trade companies of agroindustrial complex.


  • Goods: pesticides, fertilizers, seeds and other products used in the manufacture and storage of agricultural products.
  • Manufacturers of products: BASF, Syngenta, BAYER, MONSANTO and others.
  • Suppliers of goods: goods manufacturers and their official distributors.
  • Buyers of goods: agricultural sector enterprise.
  • Conditions of payment for the goods: trade credit (from 30 to 360 days).
  • Calculation tool: Bill, under which the payer is a buyer of goods.
  • Types of Bills: promissory notes, bill of exchange.
  • Terms of Bills: from 30 to 360 days within a calendar year.
  • Amount of bills: to the amount of value of goods.
  • Guarantor: JSC "Ukrsotsbank": Aval available for clients - payers of bills.
  • Client Requirements: stable financial condition and credit worthiness.
  • The term of the agreement on the provision of collateral: up to 5 years.
  • Amount of Aval: Aval within the limit set for the client.
  • Security Aval:

    • collateral real estate, personal property, property on deposit;
    • insurance of pledged property in any of the accredited bank-guarantor insurance companies.
  • Aval Price: depends on the procurement of goods, the period of its selling, the period of production.
  • Product price: value of goods, net of discount.


  • Reducing the costs of the company, compared to the cost of working capital or bank loan.
  • The cost of aval is 3-4 times cheaper than traditional lending.
  • Favorable conditions of sale/purchase of goods: price, trade credit, covering the risk of non-payment.
  • Effective management of accounts receivable/payable for the goods.
  • Release of funds for investment.
  • Creating a positive credit history.


  • Bill with aval by JSC "Ukrsotsbank" - is a liquid design tool. JSC "Ukrosotsbank" - Guarantor - one of the most reliable financial institutions in Ukraine.
  • Broad Bank's regional network - the guarantor.
  • Centralized support and monitoring of each availed bill.
  • Free consultancy support by bill specialist of the Bank.


The digest contains news about agricultural industry including information on financing sources for your business.

Issue 1.

To take advantage of this offer, please contact:
unit of bills services of Factoring and Bills Department
tel.: (044) 230-32-45:
and to managers in the nearest bank.

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Contact сentre

0 800 3000 90

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0 800 3000 90 0 800 3000 90
Currency rates
Cash rates
03.06.2020 Bid Ask
UAH/USD 26.6500 26.8500
UAH/EUR 29.6500 30.0000
UAH/RUB 0.3730 0.3900
Archive of currencies
Cashless rates
03.06.2020 Bid Ask
UAH/USD 26.7500 26.8000
UAH/EUR 29.9800 30.0500
UAH/RUB 0.3912 0.3925
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Rates on cards
16.10.2019 Write-off Return
UAH/USD 24.9000 24.3000
UAH/EUR 27.4500 26.7500
USD/UAH 0.0412 0.0402
EUR/UAH 0.0374 0.0364
USD/EUR 1.1296 1.0743
EUR/USD 0.9308 0.8852
Archive of currencies

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Rates apply to the actual date of writing-off from the account and are close to the bank’s exchange rate while blocking the necessary amount at the time of the transaction fulfilment.
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